Area of Expertise: Risk Culture & Governance​

For over 12 years, Mirea has been a trailblazer in the application of behavioral science within the financial industry. Holding pivotal roles at the Dutch Central Bank and ING Bank, she garnered a reputation for her exceptional expertise, thought leadership, and a remarkable ability to implement behavioral change strategies that yield tangible results.

Professional Journey:

Mirea’s groundbreaking career marked her as a pioneer when she became the first psychologist ever appointed by a central bank, leveraging her unique skill set in supervision. Over 6.5 years, she led numerous culture inspections at the Dutch Central Bank (DNB), contributing to the globally acclaimed Dutch Approach—an innovative post-financial crisis strategy in supervision.

Her influence extended globally as she collaborated with regulators such as the ECB, the US, Australia, and Asia, sharing her insights and contributing to shaping international supervisory practices.

Post DNB, Mirea served as the Global Head of Behavioral Risk Management at ING for five years. In this role, she was instrumental in identifying and assessing behavioral risks, steering the business toward effective risk mitigation. Under her leadership, the capability she built has become an integrated part of ING’s risk function and strategic decision-making processes.

Academic Accomplishments:

Mirea holds a doctorate in Behavioral Sciences and has studied organizational psychology. She is the chief editor and lead author of the influential handbook, “Supervision of Behaviour & Culture.”

Talks

Decoding Behavioral Risk Management 

Overview:
In our recent webinar,  Mirea Raaijmakers, joined forces with Anabel Dumlao, Axialent Partner and Culture expert, to delve into critical questions surrounding risk management in today’s corporate landscape.

Key Discussion Points:

  • Unintentional Culture of Avoidance: Explore whether traditional risk management approaches inadvertently foster a culture of avoidance within organizations, hindering growth and innovation.
  • Navigating Sanctions and Regulatory Scrutiny: Provided insights into how teams can effectively navigate the challenges posed by sanctions and regulatory scrutiny while upholding ethical practices.
  • Streamlining Risk Management Processes: Address the complexities organizations face in their risk management processes, offering practical strategies to simplify procedures and enhance efficiency.

As a keynote speaker, Mirea brings a wealth of knowledge, practical experience, and a unique perspective on the intersection of behavioral science and risk management. Her engaging presentations are sure to inspire and inform audiences, offering valuable insights into driving positive change within organizations.

For more than 12 years, Mirea has been at the forefront of applying behavioral science in the financial industry. She held senior positions at the Dutch Central Bank and ING Bank. At these institutions, she was responsible for building behavioral risk capabilities from scratch. She is well-known for her expertise, thought leadership, and her ability to implement behavioral change strategies that deliver results.

Mirea is considered a pioneer, as she was the first psychologist ever appointed by a central bank to use her specific skillset in supervision. For 6.5 years, she spearheaded numerous culture inspections under the Dutch Central Bank’s (DNB) supervision on Behavior & Culture – the well-known Dutch Approach that is globally considered as one of the most successful post-financial crisis innovations in supervision. She collaborated with global regulators, including those from the ECB, the US, Australia, and Asia.

After DNB, Mirea worked as Global Head of Behavioral Risk Management at ING for 5 years. Here, she was responsible for the identification and assessment of behavioral risks and directed the business towards effective mitigation of these risks. She built this capability, which is now an integrated part of ING’s risk function and strategic decision-making.

Mirea studied organizational psychology and holds a doctor’s degree in Behavioral Sciences. She is the chief editor and lead author of the highly influential handbook – Supervision of Behavior & Culture. She is a thought leader in the field of Behavioral Risk Management and is frequently invited as a keynote speaker.

Mirea lives in Amsterdam, The Netherlands. She is married and has two children. In her spare time, she enjoys her family, friends, reading books, and playing sports, especially basketball with her kids.